Home Refinancing Products

Completing a Mortgage Refinance can be a smart way to improve your financial situation. Mortgage refinancing for any of the following reasons and based on your situation can make a significant difference to your monthly “bottom-line.” Below are some of the reasons and products that permit refinancing.

  Mortgage Refinance To Lower Your Mortgage Rate & Payment
This is the most common reason to refinance. Even a small reduction in your mortgage rate can significantly reduce the overall amount of money you must pay over the life of your loan. Refinancing to lower your monthly payment frees up cash flow, so you can better utilize your resources.
 
Mortgage Refinance To Get Cash Out Of Your Home 
Completing a mortgage refinance can allow you to take cash out of your home which will permit you to use that cash for a variety of purposes, including education expenses, vacations, investments, home improvements, etc. Mortgage refinancing and the rates associated with a home loan typically have a much lower interest rate than credit cards or personal loans.
 
Mortgage Refinance To Consolidate Debt 
Similar to getting “cash out,” if you have debt outside of your mortgage and you have equity in your home refinancing can help you reduce the overall interest rate you pay for balances held on credit cards and auto loans. Through mortgage refinancing you can roll all of these debts into one tax deductible loan. With credit card interest rates as high as 36% refinancing your home to pay off consolidate debt could provide you a major savings.
 
Refinance To Pay Off Your Home Loan Faster
A mortgage refinance can be structured to pay off your home more quickly. Instead of refinancing into a typical 30 year mortgage, you might consider a 20, 15, or even 10 year fixed loan. This permits you to own your home free and clear years sooner. You might even seek a loan option where you can pay more on your principal every month allowing you to pay down your loan faster. Refinancing allows you to move into any type of mortgage loan for which you are qualified.
 
Mortgage Refinance Moving To A Fixed Rate From An ARM
Adjustable Rate Mortgages (ARMs) are great when mortgage rates are low, or when you are certain you can refinance the loan prior to the time the loan adjusts. Borrowers that plan to only stay in the home or loan for a short period of time consider an ARM a viable, albeit temporary, home ownership solution. The borrower must realize as rates increase that an ARM can quickly become a significant fiscal burden. Prior to the time this occurs it is critical to consider refinancing into a fixed rate loan. Refinancing into a stable fixed rate generally provides a much greater sense of peace.




We are required by law to list the following licensing information. Flagship Financial Group, LLC is licensed as: Alaska Mortgagee Licensee #100278; Arizona Banker 0908193; Department of Corporations under the California Residential Mortgage Lending act Lender 4130854; Florida Correspondent Lender CL 0703188; Georgia Mortgage Broker Licensee 17297 – 3130 W Maple Loop Dr, #200, Lehi, UT 84043 (GA); Illinois Residential Mortgage Licensee MB6760204; Registered under the Kansas Mortgage Business Act License Number of 2002-4309, Maine Mortgage Lender License# SLM9424; Maryland Mortgage Lender 16461, Mississippi Supervised Mortgage Company 308/2006; Nevada Mortgage Broker 1385 – 1349 Galleria Dr., #110, Henderson, NV 89014; New Hampshire Banking Department Mortgage Broker 13439-MBR; North Dakota Money Broker MB101563; Licensed by the Pennsylvania Department of Banking (PA); Utah Mortgage Loan Company 5493106; Licensed by the Virginia State Corporation Commission, License MC-2980. In certain states in which we do conduct business, certain restrictions and limitation apply. Rates and terms subject to change. If you have any questions or comments regarding this offer please email to lharris@ffgcorporate.com.


Flagship Financial Group LLC 1349 Galleria Drive Suite 110 Las Vegas, NV 89014-8623
Phone: Fax:

Why an inspection? | Ways To Hold Title | Contact Us | Contact_old | Home Refinancing Products | Purchase Team Concept | Why The Flagship Financial Group | Mortgage News | About Us | Testimonials | Fixed Rate Mortgage Loans | Adjustable Rate Mortgage Loans | How to Reduce Your Mortgage | Word of Caution | Get Pre-approved not Pre-qualified | "Buy" A Better Rate | Real Estate Terms/Definitions | Mortgage Terms | Value Must Be as Important as Your Rate | Get The Best Rate | Mortgage Broker vs. Loan Officer | How To Close Your Loan Faster | Closing Your Loan | Should You Pay Off Your Mortgage Early | Interest Rate vs. A.P.R. | Exchange Links | Settlement Closing Costs | Rate Alert | Required Documents | Easy Loan Process | Which Comes First – House Or Mortgage Professional | How Much House? | Loans | Private Mortgage Insurance (PMI) | Mission and Vision Statement | Realtor Center | Get Help Now! | Purchase Loan Products | Mortgages101 | Mortgage Resources | Real Estate Resources | Purchase Team | Tools | Credit | Real Estate News | Making Home Affordable Program | Mortgage Loan Refinance News | Free Buyer Reports | Free Seller Reports | Current Mortgage Rates & Trends | For Sale By Owner Resources | Real Estate Investment Calculator | Real Estate Investment News | AP Top Business News | Free Reports | How did you hear about us? | Free FSBO Kit old | Free Buyer Kit old | Free Seller Kit | Free Investor Report | Free Tax Consideration Reports | Free Home Inspection Report | Free Relocation Package | Free Closing Process Report | Divorce & Death's Impact Report | Home | Your Loan Status | Apply Now | Locking your Rate | Borrower Don'ts | Debt & Loan Qualification | Blog

Copyright © 2010 Flagship Financial Group LLC
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map